Case Studies told by Kayser File Managers are now available on our website.
These stories are recaps of some of the most interesting files of 2014!
Preview one of our stories below:
Short Sale Maze
File Manager: Ryan Hyde
We often come across sellers and agents who have tried to
pursue a short sale on their own to no avail. In some cases it has only been a
few weeks, but in others, the effort has already been dragged out for months
before we are brought into the fold. We can and do get these deals closed,
protecting the seller from foreclosure and securing the commission for the
agent. However, to dig these “lost” cases out of a hole can take a lot
additional effort, expertise, and creativity.
One particular FHA short sale with Bank of America
exemplified this challenge.
When the agent and seller got us involved, they had been in
the process for 4 months and had already seen offers fall by the wayside while
trying to navigate the maze of the short sale process. After 16 variances, the stars aligned and we were able to
close the short sale. This protected the borrower from foreclosure and a
deficiency judgment; the agent received their commission and the buyer moved
into their new home.
This is what our client, the seller, had to say when it was
all over:
“You have been truly amazing. Thank you so much for assisting me in the
sale of my home....I know I definitely could NOT have done it without you. I haven't had the best of luck over the last
six months, but you have come through and took such a huge weight off of my
chest...allowing me to actually enjoy and celebrate the impending birth of my
son. Thank you...so much, you have no
clue what this has done for me. As you
know, I lost my job in August. I would
like to do something to show my appreciation for all of your hard work...it may
just be a little delayed, given the crazy set of circumstances I have been dealt. But if it means anything...it was an extreme
pleasure to work with you. You are
prompt, so friendly, and on top of things, and I have a large amount of respect
and admiration for you. For once, my
worry was able to take a "back seat", all because I knew you were
handling things and taking care of business.
Again, thank you so much for all of your hard work. You've lightened my load more than you
know....”
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